Low Rate Lines Of Credit As low As 4.1%

Do you need capital but not right away or at all once? A credit line would fit your business. Use the capital when you need it, then pay it off when you have the funds. Use it to buy inventory, supplies, pay off debts, insurance, or anything your business needs.

Flexible capital that can be used whenever

Step 2: Provide 3 months bank statements.

After a few hours we will notify you if you are pre-approved. If you are pre-approved we will give you multiple different options that suit your business financing needs.

Step 3: Receive your credit line.

Once approved, we send electronic docs. Once signed we provide a line of credit, to be used whenever the business wants capital. Send us an invoice or wire transfer request, and we will pay the same day.

Step 1: Apply with an application.

With our process it is designed to take less than a minute to apply.

Flexible Low Rate Credit Lines

Fast 2 day funding for businesses. Contact us today for financing options.

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group of people sitting beside rectangular wooden table with laptops
Financing On Your Terms

Pay down the credit line when your business enables you to. Credits lines lasting up to 24 months, with an option to extend based of credit, and the businesses income.

Spark's Flexible Credit Lines

Does your business need assistance collecting on past invoices? Use our credit line to get paid now, then pay us off after you collect.

Get Capital Only When Needed

Credit lines are great solutions of a vast number of businesses. You only pay interest on outstanding debt, so payoff your debt if you don't want to pay interest anymore.

What do business get credit lines?

All companies have credit lines, businesses need capital in order to survive and be successful, if you do not have a credit line for your business that is not recommended, you need to build business credit.

  • Purchase inventory

  • Provide working capital

  • Expand or renovate

  • Upgrade equipment

  • Hire more employees

  • Consolidate business debt

man writing on paper
man writing on paper

Spark Capital provided me with a low rate business loan in just 5 days. I was able to finance equipment and get the working capital I needed for my business.

Satisfied Customer

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woman in white shirt using smartphone

★★★★★

Contact Us

Contact Spark Capital today for low rate business loans starting at 4%. Finance equipment or get working capital with fast 5 day funding.

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Hours

Mon-Fri: 9am-5pm

Frequently asked questions

How do I qualify for Spark Capital financing?

To qualify for a business loan, your business needs:

1. Minimum of $80,000 in annual revenue.

2. Minimum 1 year in business.

3. Minimum 550 personal fico score of the owners.

4. Business checking account

Does Spark perform a hard or soft inquiry on my credit?

Depending on the borrower’s history you may qualify for a soft inquiry.

What are Spark’s loan amounts and terms?

Our term loans range from $10,000–$60 Million over 3–120 month terms. Our lines of credit go up to $60 million. The lines are revolving so as you pay down your balance, your available funds increase.

What information do I need to apply?

1. Spark Capital application.

2. 3 month business bank statements.

How can I contact you?

You can reach us at: (800) 264-4543. Or email: info@sparkcapitalgrp.com

What industries does Spark work with?

We work with a wide variety of industries, contact us to see if we are a good fit for your business.