1 Day Business Loans Starting At 2.4%
Get your payments before you apply, we at Spark Capital do soft credit checks as well. We can go up to 120 months of more of our loan products as well. We also have no money down programs. Apply with us today, and see our loan options for your business.
Easy lending process no credit hit
Finding financing for your business can be difficult. Let Spark Capital be your lender of choice. Once you fill out the application, know instantly if you are pre-approved. Let us be your future lender.
Step 2: Accept or decline the offer
If the quote is acceptable, email us back that you want to move forward. Or respond "no".
Step 3: Get funded
Get funded if approved. We will send the funds to your bank account, or to the seller directly.
Step 1: App
Fill out the application, once we get that, get an email with a quote within 3 minutes.
Recently Funded Business Loans
See our funded loans. Become the next customer to get a great deal.
Benefits with Spark Capital
With Spark we perform a soft credit pull, so worry not as your score will not be effected. We can also go up to 120 month terms. $0 down, and delayed payments for up to 1 year (12 months).
Build business credit history
When you get a loan with us. We report it to all the business credit bureaus. Increasing your business credit.
Delayed payments for 1 year
Make $0 payments for 1 year. This gives you 12 months of making income of the asset. Do not pay us a dime until you make money first.
120 month term
A huge factor to lowering your payments is getting a longer term. With Spark you can get up to 120 months.
Customer Reviews
Read what our customers have to say about our services.
Amazing service, highly recommend! The loan calculator was very helpful.
Satisfied Customer
Seattle
Great experience working with this company. The video on the website explained the process, and was very helpful.
Happy Client
New York
★★★★★
★★★★★
Frequently asked questions
How do I qualify for Spark Capital financing?
To qualify for a business loan, your business needs:
1. Minimum of $80,000 in annual revenue.
2. Minimum 1 year in business.
3. Minimum 550 personal fico score of the owners.
4. Business checking account
Does Spark perform a hard or soft inquiry on my credit?
Depending on the borrower’s history you may qualify for a soft inquiry.
What are Spark’s loan amounts and terms?
Our term loans range from $10,000–$60 Million over 3–120 month terms. Our lines of credit go up to $60 million. The lines are revolving so as you pay down your balance, your available funds increase.
What information do I need to apply?
2. 3 month business bank statements.
How can I contact you?
You can reach us at: (800) 264-4543. Or email: info@sparkcapitalgrp.com
What industries does Spark work with?
We work with a wide variety of industries, contact us to see if we are a good fit for your business.